Looking for a Xero alternative?
The free, Australian, AI-first alternative to Xero
AccountsAndGo does your bookkeeping, invoicing, BAS preparation and cash-flow forecasting — with an AI accountant built in and your data kept in Australia. If you're weighing up Xero for your Australian business, here's a free, AI-first option to compare.
Launching soon — join the waitlist.
Why Australian businesses are switching their bookkeeping
A genuinely free core
A free-forever tier covers the bookkeeping basics; paid plans start at just $19/month and scale by seats — not a subscription just to get started.
An AI accountant, built in
Max categorises transactions, reconciles accounts, prepares your BAS and forecasts 13 weeks of cash flow — inside the product, not a bolt-on.
Your data stays in Australia
Everything is stored in Google Cloud's Sydney region, and AI features run in-region. Australian data sovereignty by design.
Built for multi-entity groups
Group cash-flow roll-up and consolidation across all your entities in one view — not one login per company.
AccountsAndGo at a glance
What AccountsAndGo does today, and what's on the way. We only list what we've shipped — in-development items are marked.
| Capability | AccountsAndGo | Notes |
|---|---|---|
| Free-forever core tier | Yes | Paid plans from $19/mo, by seats. |
| AI accountant built in (Max) | Yes | Categorise, reconcile, prepare BAS, forecast. |
| Australian data residency | Yes | Stored + AI processed in Sydney. |
| 13-week cash-flow forecasting | Yes | The Cashflow Command Centre. |
| Multi-entity group consolidation | Yes | Group roll-up in one view. |
| Invoicing, expenses, payroll, BAS preparation | Yes | Shipped. |
| Works with AI assistants (MCP) | Yes | Read-only connector. |
| Live bank feeds (CDR open banking) | Coming soon | In development; CSV/ledger import today. |
| Direct ATO lodgement (BAS / STP) | Coming soon | In development; prepares lodge-ready today. |
Be first in when we launch
AccountsAndGo is launching soon. Join the waitlist and we'll let you know the moment it's live.
Join the waitlistXero is a trademark of its respective owner. AccountsAndGo is not affiliated with, endorsed by, or sponsored by Xero. Comparisons reflect AccountsAndGo's own product and are provided in good faith to help you choose; verify current Xero features on their website. AccountsAndGo is a product of Fintech Development Pty Ltd (ACN 655 608 969).